Medicare Australia is something to investigate if you are intending to move to Australia permanently upon retirement.It’s the universal healthcare system sanctioned by the government to ensure that everyone has free or low-cost medical, eye, and hospital care.What you’ll find once you’ve become eligible for this service is that, while taxes are higher in Australia than in the United States, your tax dollars here assure you of fine medical care, allowing you to choose your own health practitioner and still cover most or all of the cost of care.
In order to be eligible for Medicare Australia, you must have been issued with a permanent visa or have applied for a permanent visa (with the exception of application for a parent visa).It is important to have documentation to support this or you may be denied.There are a number of costs covered by this insurance, although a few things remain your responsibility as the patient.For example, if you have treatment that is deemed not medically necessary, or dental work that is not related directly to medical health; Medicare will not cover the costs.However, with recent changes to the service in 2006, better mental health services are now available and covered through Medicare.
Many out-of-hospital services are benefited by the enrollment in this service.You can consult general practitioners, specialists, have tests run, get eye exams, have surgical and therapeutic treatment, and some allied health services.All of these services will be covered by Medicare Australia.You even have the option to choose your own doctor.This is a benefit that is not even available in many Medicare plans in the United States.
In-hospital care can enact coverage as well.Public patient consists of 100% coverage and private patient coverage is at 75% of the Medicare Schedule fee for services and procedures.
Theatre fees, medicines, and other hospital accommodations would be your responsibility as a private patient or the responsibility of any private insurance you carry.
Please note, if you intend to retire in Australia and are not issued a permanent visa, you’ll be required to carry your own health insurance that equals the standards of Medicare Australia.Therefore, it may be in your best interest to work towards permanent residence as soon as possible to avoid the dual cost.
There are some medical areas that are not covered such as the cost of procedures like acupuncture, services like home nursing, and items like prostheses and hearing aids.The Australian Medicare system does provide a great deal of support to its citizens and permanent expatriates in seeing that everyone has reasonable costs of maintaining their health.It is a program you should definitely consider in retirement.